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Improving the livelihoods of members since 1997
We have been improving the livelihoods of members since 1997 by promoting the culture of saving among our members, based on values of self-help, self-responsibility, democracy, equality and solidarity.
Feeling cash stranded! Our emergency loan will sort you out accessible within 3 months of your savings maximum of k20,000.00 processed within 48 hours, apply now!
Read MoreAre you stuck at the foundation level of your house or perhaps do not own a plot yet? Worry no more because Nkwazicoop has you covered with a provident loan, this product allows you to borrow three times of your savings repayable in 24 months with th...
Read MoreOur loan for you and your loved one’s brighter future is here and we call it Education Loan. At Nkwazi we know education is the key to a bright future so do not be left out due to school fees. With this loan, Members can borrow up to K30,000.00 with...
Read MoreAre you in need of quick cash of a hundred thousand within a short period of time? Then look no further than our Commodity loan! Save for six months and access this product, it runs for a good twelve months.
Read MoreA member can access up to a Maximum of K 150,000.00 with a repayment of up to 12 months (26 Bi-weekly).This product is suitable for all paid up members who have not saved enough, however, wish to meet their financing obligations.
Read MoreA member can advance up to 60% of the members net monthly income with a maximum repayment of Ninety [90] days [Three months]. This product is suitable for members who need immediate short term cash that is repayable within 90-days [Three months]
Read MoreA member can borrow up to a maximum amount of One Hundred and fifty thousand [ZMW150, 000] with a repayment of Twelve [12] months or Twenty-Six [26] Bi-Weekly). This type of Asset Financing is meant for energy solution products such as solar products...
Read MoreA member can access a maximum amount of Three Hundred thousand Only [ZMW 300, 000] and the loan is to be repaid in Twenty-Four [24] months or Fifty-Two [52] By- Weekly. This type of loan is meant for agriculture products such as farming and/ or irrig...
Read MoreThis product is intended for members wishing to purchase motor vehicles. The product offers two options, brand new vehicles and second-hand vehicles to be repaid in 4 and 3 years respectively.
Read MoreA Member may borrow up to three times the value of their savings less any other outstanding loans after partially offsetting the loan balance with their savings with a maximum repayment period of Thirty-Six [36] months or Seventy-Eight [78] bi- weekl...
Read MoreThis savings account aims at helping members to meet future education needs for their children or themselves eliminating the burden that comes with university or college fees. Members are encouraged to save a minimum monthly contribution 5% - 10% of...
Read MoreThis product has been developed to assist members to save for a holiday or vacation. Members are required to make regular minimum savings of ZMW1,000 subject to review. The fund has a minimum saving period of Five months and a member may withdraw par...
Read MoreAn emergency savings account protects you from financial shock such as medical expenses, funeral expenses, job loss and unforeseen home or car repairs. The account aims at building a nest for basic needs of up to six months cover in an unlikely event...
Read MoreThis product aims at offering members an opportunity to make returns safely within a short period of time, members shall have an option to choose a plan which suits their short-term financial plans. This savings offers Four (4) different options name...
Read MoreA retirement fund is a path to financial freedom in old age. This fund allows for a stress-free life after retirement. The fund allows members to invest a portion of their earnings for future retirement plans. Members are encouraged to save between 5...
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